A Medical Expense That Really Hurts! • What could it be? • •The average person spends over $1,000 or more…
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This is your opportunity to put your final wishes into a formal written form. Having a “My Wishes Record Keeper” will give peace of mind to you and your family.
Get your FREE copy today! (more…)
Final expense insurance will pay for your funeral expenses, as well as any debts accumulated at the end of your life, which could include nursing home costs not covered by Medicare. Senior citizens used to refer to it as burial insurance.
Why do I need it?
Funerals are expensive and the price continues to rise. Even without a plot and headstone, the average funeral costs more than $8,000, and that amount has risen more than 10 times since the 1960s. Most people don’t want to leave this burden to their heirs.
Are there different types of policies?
What is the difference between Medicare & Medigap Insurance?
When you join a Medicare supplement plan, you must continue paying your Part A & B premium. Also known as Medigap or Medicare Supplement plans “Supplement” what Original Medicare does not pay and are offered by private insurance companies and can take care of certain health care costs not covered by Original Medicare, like deductibles, premiums, and co-payments.
What is the difference between Medigap & Medicare Supplement?
They are one and the same but known by different names.
Do I need a Medicare supplement?
It really depends on how much medical care you intend on getting each year. For example, if you’re hospitalized at least twice a year, every year, then buying a supplemental policy might be worth it.
Supplements cover the 20% that Medicare does not cover.
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Are Medicare Advantage Plans Good?
Some seniors may find better value in Medicare Part C, called Medicare Advantage. Such plans are run by private insurance companies but regulated by the government, and must offer coverage that’s comparable to original Medicare parts A and B. Most also include prescription drug coverage, which is an optional add-on called Part D for seniors who keep original Medicare.
Medicare Advantage Plans Vs Original Medicare
A Medicare managed care plan is one way to get coverage for the health care bills that Medicare doesn’t pay. Medicare managed care plans are HMOs or PPOs that provide basic Medicare coverage plus other coverage to fill the gaps in Medicare coverage.
What Is A Medicare Advantage Policy? (more…)
How to Lose weight swing dancing, because it don’t mean a thing if you ain’t got that swing. Like ceiling fans that went out of style and then came back, so has swing dancing. Some of you may not be aware that ceiling fans went out of style for many years because they were considered old fashioned and had been replaced by air conditioning, only to be discovered years later that that their circulation reduces the cost of operating those air conditioners. (more…)
